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Medical Insurance

2018–2019 Academic Year

Boston College is pleased to announce that the Blue Cross Blue Shield Student Blue Plan has been renewed and will continue to be offered to all eligible BC students for the 2018–2019 policy year, effective August 7, 2018. The Student Blue Plan provides comprehensive health insurance that includes access to Blue Cross Blue Shield's networks and pharmacies nationwide. The annual cost is $3,095. Your student account will be charged $1,288 for coverage from August 7, 2018 through January 10, 2019 and $1,807 for coverage from January 11, 2019 through August 6, 2019.

Refer to the 2018–2019 Blue Cross Blue Shield Student Blue Plan Summary of Benefits and Coverage for more information.

Please note: Some of these files are Adobe Acrobat® (PDF) formatted files. To view them, you will need to download the free Adobe Acrobat file reader.


Contacts and Questions

Enrollment, Benefits, Replacement IDs
Gallagher Student Health & Special Risk
500 Victory Road, Quincy, MA 02171
800-394-4026 (site includes form to email questions)

Claims and Claim Payments
Blue Cross Blue Shield

BCBS Preferred Providers (Massachusetts and Nationwide)
Blue Cross Blue Shield
Policy Number: 4956160

Participating Pharmacies

EyeMed Discount Vision Plan

Basix Dental Savings Plan
Basix Dental Savings Program

Optional Dental Plan:

Students can voluntarily enroll in the Blue Cross Blue Shield Dental Blue plan. This coverage is NOT included with your student medical insurance plan; coverage must be purchased separately. Students do not need to be enrolled in the medical insurance plan to purchase the dental plan. The cost is $495 for coverage from August 15, 2018 through August 14, 2019. To enroll, go to and click on the “Dental Enrollment Form” link. The enrollment deadline is September 30, 2018.

Blue Cross Blue Shield Dental Blue Summary of Benefits

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Premium Amounts

  First Semester
Second Semester
Student $1,288 $1,807
Spouse $2,982 $4,177
All children $2,330 $3,264

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ID Cards

If you are continuing on the Student Blue Plan from last year, your ID card is still valid. You will not be issued a new one. If you are new to the Student Blue Plan, you will receive an insurance ID card at either the on-campus or local address that BC has on file for you. Please go to ("Update Your Address/Phone/Emergency Contact Information") and keep your local address up-to-date to ensure proper delivery. Carry your insurance ID card at all times. Show it to any health care provider or pharmacy before receiving care or filling a prescription.

If you need to see a doctor before you receive your ID, tell the provider that you are covered by the Blue Cross Blue Shield Student Blue Plan offered through Boston College. You do not need your card in order to be eligible to receive benefits. Your provider can call Gallagher Student Health & Special Risk at 800-394-4026 to verify eligibility. You can also download a letter confirming enrollment from

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Insurance Plan Benefits

Blue Cross Blue Shield Student Blue Plan Coverage
The plan offers comprehensive benefits that include hospital room and board, inpatient and outpatient surgical procedures, lab work, x-rays, chemotherapy, radiation, inpatient and outpatient mental health, physician office and consultant visits, ambulance, and prescription drugs.

Refer to the summary of benefits (PDF) and the information available at for complete details about coverage, limitations and exclusions.

Referrals from University Health Services
A referral is not required with Blue Cross Blue Shield Student Blue Plan, but there are many benefits to first seeking care or advice from Boston College's University Health Services. Visit University Health Services' website for more information.

Coverage off Campus
If you paid the premium for the entire year, you will be covered from August 7, 2018, through August 6, 2019. Blue Cross Blue Shield Student Blue Plan provides the same benefits for students while they are on campus or on semester breaks, summer vacation, or study or travel abroad.

While studying or traveling abroad, keep your identification card with you and take a copy of the brochure for reference. When outside the United States, you will likely be asked to pay for your medical care first and then will need to seek reimbursement. Covered expenses will be reimbursed on a non-network basis. When you submit claims for reimbursement, you will need to have the itemized bill(s) translated into English and include a letter informing the claims administrator that you are seeking reimbursement for charges previously paid. Be sure to include your name, ID number, address (to receive your reimbursement check), and the University's name on the bill.

On Call International can be reached toll free from the United States or Canada at 800-850-4556, or visit

Coverage after Graduation
Boston College students insured by BlueCross BlueShield can enroll in BlueCross BlueShield's direct non-group plan after their coverage ends through Boston College's program. The number at BlueCross BlueShield is 800-422-3545 to enroll.

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